Sudden Wealth Tag

Affluent children have tremendous advantages, but often lack basic, life skills that many of their non-affluent peers acquire early in life. That’s because when resources are scarce, you’re forced to make tough choices, work harder, manage uncertainty, juggle, and deal with consequences. When life is more comfortable, there isn’t as...

If you receive most of your compensation in the form of company stock, you have both a golden opportunity, and one that’s easy to squander. If managed thoughtfully and responsibly, however, concentrated, company stock can place you on a clear pathway to financial independence. Major Pitfalls to Avoid: Inertia – This is...

Guest Blog provided by Richard Beaton & Linda Wagener of Marigold Associates. Over the past several weeks, we discussed the value of using deliberate training strategies such as allowances and budget management to teach children financial skills. In this segment we’re going to tackle the problem of how to form our...

Many life changes create great stress--the birth of a baby, adoption, career change, buying a house, relocation, retirement, bankruptcy, illness, financial windfall, last child leaving home. Some are positive and welcomed; some we all prefer to avoid. But of all the changes that can come in our lives, only the death...

While good data are hard to come by, experts estimate that about half of marriages end in divorce. For second marriages, it's near 70 percent. As a result, many clients have sought our help with divorce over the years and we've gained a great deal of expertise in the issues. We've...